Boat Insurance

[live bait]

I have had insurance with Sea Insure since the boat was new in 2017, policy is up for renewal 6/20/25 & as of yet have not received a bill in the mail or E Mail. I have left 2 unanswered phone messages & 2 unreturned e mails, don't know what is going on so I guess I may be shopping for insurance. Who are you guys & gals using for boat insurance?
Thanks

 

[longcast]

I have had insurance with Sea Insure since the boat was new in 2017, policy is up for renewal 6/20/25 & as of yet have not received a bill in the mail or E Mail. I have left 2 unanswered phone messages & 2 unreturned e mails, don't know what is going on so I guess I may be shopping for insurance. Who are you guys & gals using for boat insurance?
Thanks

Safeco. I just renewed.

 

[AllyKat]

I also use Sea Insure, and they just sent me a renewal. It is through a different insurance company because my existing insurance company is folding. They gave me the option to stay with my existing one more year, or switch, which I did.
I will say that the original email did not have "Sea Insure" in the title, so maybe there is a chance they sent you something that went to a junk folder, or was deleted.

 

[live bait]

I also use Sea Insure, and they just sent me a renewal. It is through a different insurance company because my existing insurance company is folding. They gave me the option to stay with my existing one more year, or switch, which I did.
I will say that the original email did not have "Sea Insure" in the title, so maybe there is a chance they sent you something that went to a junk folder, or was deleted

After leaving 3 phone messages with no return calls finally got someone to answer the phone yesterday afternoon & he explained they were changing underwriters to Pinnacle national Insurance, he said he was sorry but they had over 800 policies to deal with, I was a little pissed & told him that's not my problem, my insurance expires in 9 days & I can't get a return call or E Mail. They sent me the renewal form with the quote, not sure what I'm gonna do, spoke with a broker in Lindenhurst today, who deals with Travelers Ins. explained everything to him & now waiting for a quote.

 

[BoatGuy]

I use Progressive.

 

[WhatKnot]

I’ve always used Alan Mott Agency, now they seemed to have morphed somewhat

 

[Chinacat]

I have an “agreed value” policy with Travelers thru a traditional agent
In the worst case scenario of a total loss, they would have to pay that amount to my wife or next beneficiary for the hull and motor
It includes all other standard additional coverages for salvage, additional misc equipment, towing etc

 

[BoatGuy]

I use Progressive.

I wnet through Shore Line Insurance. The father and son are big fisherman. I agree with Chinacat. My boat has an agreed on value. The other good thing about Progressive is they include towing insurance . That saves me the Sea Tow fee.

 

[live bait]

Thanks to everyone for the responses, had a broker in Lindenhurst recommended by an old friend, went over my Sea Insure policy, made some improvements, stuck with the same deductible, & wrote a policy with Travelers, with a premium $125 less than I have been paying to Sea Insure.

 

[Chinacat]

I wnet through Shore Line Insurance. The father and son are big fisherman. I agree with Chinacat. My boat has an agreed on value. The other good thing about Progressive is they include towing insurance . That saves me the Sea Tow fee.

If Im not mistaken I referred you towards them a few years back???

 

[BoatGuy]

If Im not mistaken I referred you towards them a few years back???

Yes, you did. Thank you!!

 

[pequa1]

Before I sold my last motorboat four seasons back, and for 40 years of motorboats, I simply used USAA for home, cars, floaters and the boat. Regardless of companies, bundling usually saves you money, although boat towing insurance was albeit slight with USAA. I never filed a boat claim.