towing insurance

[Bassknuckles]

So my towing insurance is due for renewal and figure I would check out a few things before I renew as I have used both companies before. I am going to use red boat and yellow boat as company names as I don't want to mislead or say anything negative about a company without facts. I currently have the gold unlimited plan with the red boat company mainly because they are cheaper than the yellow boat company and the red boat company is not limited to a single boat. In my experience, I have found that the yellow boats typically respond faster when called and the yellow boats have more experience with groundings and sinkings etc. I recently heard and this is my main concern is that the yellow boats won't go out to spots like the cholera bank to tow a boat and only the red boats will. I don't know if that is true but if it is I really do need to switch to the yellow boat company. So does anyone have a preference in companies and if so why?

 

[Roccus7]

Simple for me, Red Boat 20 min away, Yellow an hour away.

 

[Chinacat]

Yellow boat for me has been great in my area. This season I had engine problems trying to enter back into Shinnecock Inlet on a falling tide in less than favorable conditions. They got to me within 10 mins.
A few years back I was in Peconic East of Robins Island and they responded to me in quick time and towed me to the canal and passed me off to another boat and all the way back to port.
No reason for me to switch or consider anybody else over a few dollars.