The stock market

[movetheboat]

SQUEEEEZE over......back to sell this chit and have a party!!!

 

[Aquarius]

My entire portfolio is down 12 % since January 1st. Down 15% since the high water mark in October. Considering inflation last year is over 10% (Consumer Price Index is BS) all 2021 gains are erased.

I haven't moved a thing. I have 9 years to normal retirement. I had a 45 second call from my financial advisor. Everything is good, leave it alone. He will call when it is time to move things around. If things change in 2024, maybe I will retire 3 or 4 years early. We will see. I won't respond to these bumps in the road. Has worked for me for the last 35 years.

 

[OVERBORED]

I "tweaked" my portfolio to have less tech and more large cap.

That's it. Still 75% equities.

 

[movetheboat]

so WE VISITED THESE LEVELS A FEW TIMES NOW....me thinks we SAY BUH BYE and break to the DOWNSIDE

 

[longcast]

long term FUND
chit locked into: until the carnage ends PERCENTAGES VARY FROM 5% TO 25%

BlackRock® Global Natural Resources
WMC Balanced
Mellon Healthcare Sector
Mellon Energy Sector
JNL Conservative Allocation
JNL Multi-Manager Alternative
JNL/Westchester Capital Event Driven
JPMorgan Hedged Equity

Just curious -

JNL Multi Manager Alternative A - In looking, I see the expense ratio is 216 basis points and later in the disclosures noticed a core contract charge of 140 basis points. Is it safe to say that this investment costs 356 basis points? (total expense of 3.56% of assets annually?) Without the entire contract it is hard to tell.

 

[BennyV]

Just curious -

JNL Multi Manager Alternative A - In looking, I see the expense ratio is 216 basis points and later in the disclosures noticed a core contract charge of 140 basis points. Is it safe to say that this investment costs 356 basis points? (total expense of 3.56% of assets annually?) Without the entire contract it is hard to tell.

Pass. Fees are redic.

 

[movetheboat]

Just curious -

JNL Multi Manager Alternative A - In looking, I see the expense ratio is 216 basis points and later in the disclosures noticed a core contract charge of 140 basis points. Is it safe to say that this investment costs 356 basis points? (total expense of 3.56% of assets annually?) Without the entire contract it is hard to tell.

that's on a need to know basis....AND YOU DON'T NEED TO KNOW


be 'curious" somewhere else

 

[longcast]

Pass. Fees are redic.

Yup

A "guru".

 

[movetheboat]

Pass. Fees are redic.

you should pass...this is not for you...just keep avg monthly weekly or whatever into a low cost index fund....all these blips and downturns won't matter to you in 25 years and you'll have plenty of money

 

[movetheboat]

Yup

A "guru".

and a FREE ONE at that!!!

 

[longcast]

that's on a need to know basis....AND YOU DON'T NEED TO KNOW


be 'curious" somewhere else

Why, I thought this thread was a place to learn and share? Fees of 3.56% of assets annually just seemed a bit steep. I have to go back on the others and analyze those fees.

 

[CELLFISH]

bought these today…C22…
.

 

[longcast]

bought these today…C22…
.
View attachment 43666View attachment 43667View attachment 43668View attachment 43669

VIGAX - 10 year return 19.29% - and an "all in" operating expense of .05% !!!

See nothing exotic!

 

[CELLFISH]

VIGAX - 10 year return 19.29% - and an "all in" operating expense of .05% !!!

See nothing exotic!

hey, it’s better than gold….

 

[TonySmjc]

8 percent fixed
7 percent after retirement
Can’t beat that with a stick

 

[dsedy]

Greatly appreciate the insight and analysis!

Anytime. If you need any charts let me know i will post them for you.

 

[CELLFISH]

Here Too…
.

 

[movetheboat]

Why, I thought this thread was a place to learn and share? Fees of 3.56% of assets annually just seemed a bit steep. I have to go back on the others and analyze those fees.

Low fees might matter in an index fund ....but I'm willing to pay for performance ANTICIPATED in an actively managed fund under circumstances like this.

KAPEESH?

 

[longcast]

JNL Multi Manager Alternative A

So the fees add up to 3.56% of asset value annually, with a one year return of 1.35%? Pulled this right from what you posted.

What am I missing?

But, VIGAX - 10 year return 19.29% - and an "all in" operating expense of .05%.

 

[movetheboat]

you're not very bright....I'm not looking for performance,,,,I'm looking for capital preservation in this market.....if we get the decline I EXPECT I will be positioned to switch to aggressive funds like small cap/mid cap/tech without having taken a huge beating....I can't help you anymore then that...that fund is a small percent of that strategy,,,I have already been spared from most of this carnage...now the question is where will we bottom

buy what you want...and please do tell us LMFAO!! And good luck...you will need it


p.s. that multi manager fund is not available to YOU!