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longcast said:
I would think banks could step in with very low interest rates with long term notes to help these folks.
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Yes, however for some folks in condos that need extensive repairs, that's basically a second mortgage, with payments that may exceed their normal monthly one. Additionally, that would only cover "special assessments", and the crazy increases in insurance rates that the Florida is seeing, the "normal" monthly HOA payments will continue to be on crazy yearly increases.

Retirees with limited assets beyond their normal fixed income would still be under severe financial pressure.

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Roccus7 said:
Yes, however for some folks in condos that need extensive repairs, that's basically a second mortgage, with payments that may exceed their normal monthly one. Additionally, that would only cover "special assessments", and the crazy increases in insurance rates that the Florida is seeing, the "normal" monthly HOA payments will continue to be on crazy yearly increases.

Retirees with limited assets beyond their normal fixed income would still be under severe financial pressure.

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So you see this in the lines of a natural disaster?
 
longcast said:
So you see this in the lines of a natural disaster?
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Not sure, just trying to figure out all aspects. It's a crisis for sure, a direct result of can kicking in the interest of keeping monthly charges down. I guess the key question is who should accept responsibility of who ignored the can kicking? Obviously HOAs shoulder some of the blame, along with local governments for not being more vigilant in mandating significant funds for these issues. In full disclosure, I'm guilty for pestering our HOA to keep yearly assessments as low as possible, but our biggest liability would be replacing our HOA pier as it ages or winter ice takes it out prematurely; it's not even close to the issues facing older coastal high rise condos.

Maybe looking forward, condo developers should be responsible to put up significant $$ into a restoration fund at project initiation? At least in this instance, this increased cost would be apportioned out to unit sale prices, and would be built into mortgage payments. Of course, this is of no value to the current, acute problem. Your thoughts?
 
I do not think the new construction is the big problem here. Although, that is a good idea of putting more money upfront to fund later issues. It is the older construction and the update of building codes etc. HOA boards are supposed to look out for this when they do their yearly projections. Government will probably end up funding some of the shortfall. Although Florida will ask the Federal government for emergency funding, the brunt of it should fall on Florida. Maybe a new assessment on ALL building in Florida set aside in a fund for just such emergencies.

In the end, it comes down to cheapos like you with HOA assessments! 8-)
 
Prop 1 on the NYS ballot to amend the Constitution discrimination law from "race, color, creed, religion" to add "ethnicity, disability, age, national origin, sex, sexual orientation, gender identity or expression, pregnancy or pregnancy outcomes and reproductive health care and autonomy."

www.oleantimesherald.com

NY voters will decide Proposition 1. What would it actually do?

ALBANY (TNS) — Some supporters of a ballot proposal in New York this year say it would codify abortion laws in the state constitution, while many opponents claim it would
www.oleantimesherald.com www.oleantimesherald.com

Sounds like it gives the courts a free-for-all to interpret whatever the hey the feel like.
 
Avenger said:
Prop 1 on the NYS ballot to amend the Constitution discrimination law from "race, color, creed, religion" to add "ethnicity, disability, age, national origin, sex, sexual orientation, gender identity or expression, pregnancy or pregnancy outcomes and reproductive health care and autonomy."

www.oleantimesherald.com

NY voters will decide Proposition 1. What would it actually do?

ALBANY (TNS) — Some supporters of a ballot proposal in New York this year say it would codify abortion laws in the state constitution, while many opponents claim it would
www.oleantimesherald.com www.oleantimesherald.com

Sounds like it gives the courts a free-for-all to interpret whatever the hey the feel like.
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[It’s true that schools would not be allowed to let parents know when a child comes out as transgender or part of the LGBTQ+ community — but that’s already the case.] - This is all this is about and the sooner everyone gets over their compassionate feelings of Kim-by-ya and realize nothing has changed since a compromised group of Doc’s in the 70’s ruled it to be normal. This is a mental illness. Bring back institutions to treat them. Be a lot less school shootings.
 
Rick67 said:
[It’s true that schools would not be allowed to let parents know when a child comes out as transgender or part of the LGBTQ+ community — but that’s already the case.] - This is all this is about and the sooner everyone gets over their compassionate feelings of Kim-by-ya and realize nothing has changed since a compromised group of Doc’s in the 70’s ruled it to be normal. This is a mental illness. Bring back institutions to treat them. Be a lot less school shootings.
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We all agree, including the article, that these things have existed for a long time.

The problem with enshrining it in the state constitution is it now has the force of law and the court's ability to enforce some mentally wonky interpretation of what's same and reasonable.
 
www.foxnews.com

KJP slammed after Hurricane Helene over mixed messages on whether FEMA resources used for migrants

White House press secretary Karine Jean-Pierre is under fire for apparently contradicting herself regarding the use of FEMA funds for illegal immigrants.
www.foxnews.com www.foxnews.com

White House press secretary Karine Jean-Pierre is facing heavy criticism after sending mixed messages on whether the Biden-Harris administration has been using FEMA resources to support migrants last week.

Jean-Pierre flatly denied that FEMA resources were going to migrants in a press conference last week, but she stated the opposite when asked about the issue in the fall of 2022.

Social media critics compared Jean-Pierre's statement to comments made in 2022, where she appeared to explicitly state that FEMA resources were available to illegal immigrants.

She made the statement during a Sept. 16, 2022, press conference when Jean-Pierre was asked about assisting cities in handling the busloads of migrants being sent across the country from Texas.

"FEMA Regional Administrators have been meeting with city officials on site to coordinate — to coordinate available federal support from FEMA and other federal agencies," Jean-Pierre told reporters at the time.

"Funding is also available through FEMA’s Emergency Food and Shelter program to eligible local governments and not-for-profit organizations upon request to support humanitarian relief for migrants," she added.

Scrutiny on the Biden-Harris administration's use of FEMA funds comes amid catastrophic flooding in North Carolina.
 
www.foxbusiness.com

Mayorkas says FEMA has no more disaster funds, but IG report says agency is sitting on billions

Homeland Security Secretary Mayorkas says FEMA has no more disaster funds, but a report from the department IG says the agency has billions in untapped funds it could use for relief
www.foxbusiness.com www.foxbusiness.com

First no money.
Now there is money.
Some being "held" from as long as 12 years ago.

Oh, wait........................

Congressional Republicans are already hammering the Biden-Harris administration’s response to Hurricane Helene. FEMA is under fire for spending $1.1 billion on sheltering and aiding illegal aliens, according to details in government documents. Rep. Nancy Mace, R-S.C., introduced a bill to end FEMA’s shelter program for illegal migrants.


It raises the question: with the Biden-Harris White House turning disaster agency FEMA into an adjunct agency on the border crisis, is that a tacit admission its manufactured border crisis really is a disaster?

We know the answer.
 
Avenger said:
Prop 1 on the NYS ballot to amend the Constitution discrimination law from "race, color, creed, religion" to add "ethnicity, disability, age, national origin, sex, sexual orientation, gender identity or expression, pregnancy or pregnancy outcomes and reproductive health care and autonomy."

www.oleantimesherald.com

NY voters will decide Proposition 1. What would it actually do?

ALBANY (TNS) — Some supporters of a ballot proposal in New York this year say it would codify abortion laws in the state constitution, while many opponents claim it would
www.oleantimesherald.com www.oleantimesherald.com

Sounds like it gives the courts a free-for-all to interpret whatever the hey the feel like.
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More on Prop 1 here:

New York's Prop One: A Trojan Horse Of Epic Proportions | ZeroHedge

ZeroHedge - On a long enough timeline, the survival rate for everyone drops to zero
www.zerohedge.com www.zerohedge.com

adding this in for additional information for those too lazy or just otherwise don't give a shit to read the whole link:
>>>>>>>>>>>>>>>>
Sounds warm and fuzzy, doesn’t it?

It’s not!

If Prop One passes, it will unleash a massive tidal wave of chaos upon our citizenry, our norms, and what we hold dear in our society.

In other words, life as you know it will no longer be the norm. If Prop One passes it can lead to:

  • the weakening of your parental rights and giving the government control of your children (which is already happening in schools across the State thanks to this outrageous and unconstitutional “guidance” the Department of Education issued last year);
  • making New York a permanent sanctuary state where illegal immigrants (including criminals) can’t be deported;
  • opening the door for non-citizens, including illegal immigrants, to claim a constitutional right to receive the same taxpayer-funded benefits that citizens receive (like government assistance, medicare, social security, disability compensation, subsidized health care, etc.) and could eventually include the right to vote (see my X post on that HERE);
  • abolition of girls’ sports and female spaces like women’s locker rooms, bathrooms, showers, dormitories, prisons, etc. (see my X post on that HERE);
  • abolition of single-sex spaces such as high schools, colleges, clubs, organizations, etc.;
  • the chilling of free speech (see my X post on that HERE);
  • the legalization of reverse discrimination (see paragraph b of Prop One noted above).
 
www.foxnews.com

DeSantis fires back at Harris over hurricane response: 'She has no role in this process'

Florida Gov. Ron DeSantis called out Vice President Kamala Harris for getting political in the response to hurricanes Helene and Milton on Thursday.
www.foxnews.com www.foxnews.com

DeSantis and Harris have clashed in recent days after the governor declined to take a call from Harris regarding the hurricane response. He said Thursday that Harris has "no role" in the process and added that she had never attempted to call him during previous storms in Florida.

"I am working with the president of the United States. I'm working with the director of FEMA [Federal Emergency Management Agency]. We've been doing this now nonstop for over two weeks," DeSantis said Thursday.


"Although I've worked well with the president, she has never called Florida. She has never offered any support," he said of Harris. "I don't have time for those games. I don't care about her campaign. Obviously, I'm not a supporter of hers, but she's not, she has no role in this process. And so I'm working with the people I need to be working with."

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